Call reports 2018
WALTERS BANK AND TRUST COMPANY — 2018
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,456,000 | 57,819,000 | 57,479,000 | 55,174,000 |
| Total loans | 26,417,000 | 25,471,000 | 26,261,000 | 27,007,000 |
| Allowance for loan losses | 386,000 | 396,000 | 400,000 | 383,000 |
| Securities available for sale | 20,624,000 | 20,440,000 | 20,380,000 | 19,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,585,000 | 45,832,000 | 45,369,000 | 42,994,000 |
| Interest-bearing deposits | 31,850,000 | 33,551,000 | 33,349,000 | 31,185,000 |
| Noninterest-bearing deposits | 11,735,000 | 12,281,000 | 12,020,000 | 11,809,000 |
| Equity capital | 11,835,000 | 11,927,000 | 12,036,000 | 12,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 980,000 | 1,496,000 | 2,011,000 |
| Interest expense | 19,000 | 38,000 | 58,000 | 79,000 |
| Net interest income | 470,000 | 942,000 | 1,438,000 | 1,932,000 |
| Noninterest income | 71,000 | 137,000 | 209,000 | 292,000 |
| Noninterest expense | 408,000 | 807,000 | 1,187,000 | 1,820,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 272,000 | 460,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 272,000 | 460,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,008,000 | 12,146,000 | 12,334,000 | 12,278,000 |
| Total capital | 12,276,000 | 12,401,000 | 12,600,000 | 12,557,000 |
| Risk-weighted assets | 21,319,000 | 20,256,000 | 21,172,000 | 22,257,000 |