Call reports 2017
WALTERS BANK AND TRUST COMPANY — 2017
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,789,000 | 58,594,000 | 55,807,000 | 57,098,000 |
| Total loans | 26,987,000 | 26,053,000 | 26,589,000 | 27,365,000 |
| Allowance for loan losses | 390,000 | 376,000 | 342,000 | 393,000 |
| Securities available for sale | 20,991,000 | 21,001,000 | 20,990,000 | 20,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,611,000 | 46,264,000 | 42,456,000 | 44,401,000 |
| Interest-bearing deposits | 34,102,000 | 33,727,000 | 30,980,000 | 32,399,000 |
| Noninterest-bearing deposits | 10,509,000 | 12,537,000 | 11,476,000 | 12,002,000 |
| Equity capital | 12,141,000 | 12,270,000 | 12,409,000 | 12,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 972,000 | 1,451,000 | 1,925,000 |
| Interest expense | 23,000 | 44,000 | 64,000 | 84,000 |
| Net interest income | 470,000 | 928,000 | 1,387,000 | 1,841,000 |
| Noninterest income | 71,000 | 133,000 | 200,000 | 337,000 |
| Noninterest expense | 394,000 | 786,000 | 1,154,000 | 1,758,000 |
| Provision for loan losses | 0 | 0 | 0 | 54,000 |
| Pretax income | 147,000 | 275,000 | 433,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 275,000 | 433,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,028,000 | 12,155,000 | 12,313,000 | 12,247,000 |
| Total capital | 12,303,000 | 12,418,000 | 12,579,000 | 12,530,000 |
| Risk-weighted assets | 21,878,000 | 20,890,000 | 21,191,000 | 22,536,000 |