Call reports 2011
WALTERS BANK AND TRUST COMPANY — 2011
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,418,000 | 54,832,000 | 54,799,000 | 55,989,000 |
| Total loans | 21,830,000 | 21,404,000 | 21,997,000 | 22,598,000 |
| Allowance for loan losses | 401,000 | 396,000 | 379,000 | 438,000 |
| Securities available for sale | 22,056,000 | 22,052,000 | 22,275,000 | 22,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,834,000 | 41,977,000 | 41,477,000 | 42,917,000 |
| Interest-bearing deposits | 35,063,000 | 33,090,000 | 32,762,000 | 33,394,000 |
| Noninterest-bearing deposits | 7,771,000 | 8,887,000 | 8,715,000 | 9,523,000 |
| Equity capital | 12,528,000 | 12,777,000 | 13,228,000 | 13,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,141,000 | 1,726,000 | 2,272,000 |
| Interest expense | 52,000 | 103,000 | 151,000 | 189,000 |
| Net interest income | 520,000 | 1,038,000 | 1,575,000 | 2,083,000 |
| Noninterest income | 60,000 | 114,000 | 187,000 | 246,000 |
| Noninterest expense | 425,000 | 765,000 | 1,169,000 | 1,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 155,000 | 387,000 | 593,000 | 445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 387,000 | 593,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,657,000 | 11,889,000 | 12,095,000 | 11,947,000 |
| Total capital | 11,923,000 | 12,138,000 | 12,345,000 | 12,207,000 |
| Risk-weighted assets | 20,368,000 | 19,812,000 | 19,845,000 | 20,518,000 |