Call reports 2003
WALTERS BANK AND TRUST COMPANY — 2003
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,998,000 | 53,601,000 | 52,854,000 | 51,287,000 |
| Total loans | 14,431,000 | 14,007,000 | 13,964,000 | 14,685,000 |
| Allowance for loan losses | 279,000 | 302,000 | 280,000 | 335,000 |
| Securities available for sale | 21,809,000 | 21,711,000 | 26,664,000 | 26,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,226,000 | 40,626,000 | 39,771,000 | 38,372,000 |
| Interest-bearing deposits | 35,139,000 | 34,440,000 | 33,608,000 | 32,364,000 |
| Noninterest-bearing deposits | 6,087,000 | 6,186,000 | 6,163,000 | 6,008,000 |
| Equity capital | 12,681,000 | 12,880,000 | 12,985,000 | 12,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,178,000 | 1,701,000 | 2,237,000 |
| Interest expense | 132,000 | 250,000 | 351,000 | 435,000 |
| Net interest income | 459,000 | 928,000 | 1,350,000 | 1,802,000 |
| Noninterest income | 53,000 | 95,000 | 134,000 | 186,000 |
| Noninterest expense | 282,000 | 526,000 | 832,000 | 1,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 52,000 |
| Pretax income | 230,000 | 497,000 | 652,000 | 733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 497,000 | 652,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,399,000 | 11,666,000 | 11,821,000 | 11,902,000 |
| Total capital | 11,605,000 | 11,864,000 | 12,004,000 | 12,090,000 |
| Risk-weighted assets | 16,371,000 | 15,736,000 | 14,560,000 | 14,923,000 |
Machine access — free, no API key
Every figure shown here about WALTERS BANK AND TRUST COMPANY — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.