Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 134,660,000 | 134,933,000 | 140,448,000 | 148,122,000 |
| Total loans | 99,511,000 | 103,382,000 | 104,245,000 | 106,281,000 |
| Allowance for loan losses | 1,972,000 | 1,972,000 | 1,931,000 | 1,908,000 |
| Securities available for sale | 21,525,000 | 22,273,000 | 21,963,000 | 25,164,000 |
| Securities held to maturity | 710,000 | 570,000 | 570,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,368,000 | 107,290,000 | 113,675,000 | 122,791,000 |
| Interest-bearing deposits | 82,822,000 | 78,880,000 | 84,500,000 | 92,654,000 |
| Noninterest-bearing deposits | 26,546,000 | 28,410,000 | 29,175,000 | 30,137,000 |
| Equity capital | 14,672,000 | 14,790,000 | 15,008,000 | 15,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,608,000 | 3,956,000 | 5,333,000 |
| Interest expense | 120,000 | 242,000 | 373,000 | 515,000 |
| Net interest income | 1,168,000 | 2,366,000 | 3,583,000 | 4,818,000 |
| Noninterest income | 216,000 | 457,000 | 700,000 | 938,000 |
| Noninterest expense | 1,045,000 | 2,099,000 | 3,145,000 | 4,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 334,000 | 712,000 | 1,122,000 | 1,630,000 |
| Income tax | 94,000 | 203,000 | 323,000 | 481,000 |
| Net income | 240,000 | 509,000 | 799,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,456,000 | 14,654,000 | 14,861,000 | 15,126,000 |
| Total capital | 15,675,000 | 15,915,000 | 16,254,000 | 16,532,000 |
| Risk-weighted assets | 96,738,000 | 100,161,000 | 110,912,000 | 112,018,000 |