Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,501,000 | 138,670,000 | 136,029,000 | 136,383,000 |
| Total loans | 96,769,000 | 99,804,000 | 97,158,000 | 99,260,000 |
| Allowance for loan losses | 1,729,000 | 1,653,000 | 2,000,000 | 1,978,000 |
| Securities available for sale | 25,557,000 | 24,861,000 | 25,824,000 | 22,420,000 |
| Securities held to maturity | 1,010,000 | 875,000 | 875,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,071,000 | 109,824,000 | 108,101,000 | 110,833,000 |
| Interest-bearing deposits | 83,283,000 | 84,114,000 | 82,315,000 | 81,856,000 |
| Noninterest-bearing deposits | 26,788,000 | 25,710,000 | 25,786,000 | 28,977,000 |
| Equity capital | 13,768,000 | 14,088,000 | 14,268,000 | 14,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,697,000 | 4,106,000 | 5,444,000 |
| Interest expense | 131,000 | 259,000 | 385,000 | 510,000 |
| Net interest income | 1,217,000 | 2,438,000 | 3,721,000 | 4,934,000 |
| Noninterest income | 222,000 | 457,000 | 705,000 | 944,000 |
| Noninterest expense | 1,037,000 | 2,105,000 | 3,190,000 | 4,266,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 0 |
| Pretax income | 376,000 | 906,000 | 1,346,000 | 1,827,000 |
| Income tax | 99,000 | 263,000 | 400,000 | 547,000 |
| Net income | 277,000 | 643,000 | 946,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,591,000 | 13,875,000 | 14,067,000 | 14,310,000 |
| Total capital | 14,788,000 | 15,097,000 | 15,268,000 | 15,457,000 |
| Risk-weighted assets | 95,174,000 | 97,301,000 | 95,295,000 | 96,831,000 |