Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,782,000 | 132,324,000 | 139,181,000 | 142,066,000 |
| Total loans | 85,566,000 | 94,951,000 | 95,507,000 | 100,102,000 |
| Allowance for loan losses | 1,662,000 | 1,662,000 | 1,681,000 | 1,709,000 |
| Securities available for sale | 26,049,000 | 27,778,000 | 25,899,000 | 26,887,000 |
| Securities held to maturity | 335,000 | 1,035,000 | 1,035,000 | 1,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,302,000 | 102,711,000 | 108,938,000 | 112,538,000 |
| Interest-bearing deposits | 76,759,000 | 79,003,000 | 84,358,000 | 84,997,000 |
| Noninterest-bearing deposits | 26,543,000 | 23,708,000 | 24,580,000 | 27,541,000 |
| Equity capital | 13,187,000 | 13,151,000 | 13,254,000 | 13,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,551,000 | 3,899,000 | 5,261,000 |
| Interest expense | 171,000 | 338,000 | 496,000 | 643,000 |
| Net interest income | 1,083,000 | 2,213,000 | 3,403,000 | 4,618,000 |
| Noninterest income | 250,000 | 537,000 | 783,000 | 1,101,000 |
| Noninterest expense | 993,000 | 2,002,000 | 3,045,000 | 4,048,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 35,000 |
| Pretax income | 340,000 | 754,000 | 1,123,000 | 1,592,000 |
| Income tax | 93,000 | 216,000 | 316,000 | 355,000 |
| Net income | 247,000 | 538,000 | 807,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,699,000 | 12,917,000 | 13,097,000 | 13,444,000 |
| Total capital | 13,685,000 | 14,060,000 | 14,259,000 | 14,659,000 |
| Risk-weighted assets | 83,302,000 | 90,941,000 | 92,437,000 | 96,691,000 |