Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,761,000 | 126,359,000 | 124,478,000 | 125,222,000 |
| Total loans | 85,020,000 | 85,514,000 | 88,668,000 | 88,953,000 |
| Allowance for loan losses | 1,570,000 | 1,612,000 | 1,643,000 | 1,671,000 |
| Securities available for sale | 26,811,000 | 27,997,000 | 27,066,000 | 25,898,000 |
| Securities held to maturity | 360,000 | 360,000 | 360,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,097,000 | 95,194,000 | 93,629,000 | 96,406,000 |
| Interest-bearing deposits | 70,567,000 | 72,612,000 | 69,856,000 | 73,463,000 |
| Noninterest-bearing deposits | 22,530,000 | 22,582,000 | 23,773,000 | 22,943,000 |
| Equity capital | 12,331,000 | 12,592,000 | 12,868,000 | 12,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,724,000 | 4,076,000 | 5,424,000 |
| Interest expense | 232,000 | 446,000 | 636,000 | 818,000 |
| Net interest income | 1,136,000 | 2,278,000 | 3,440,000 | 4,606,000 |
| Noninterest income | 212,000 | 452,000 | 807,000 | 1,227,000 |
| Noninterest expense | 880,000 | 1,853,000 | 2,971,000 | 4,011,000 |
| Provision for loan losses | 185,000 | 255,000 | 290,000 | 320,000 |
| Pretax income | 283,000 | 622,000 | 986,000 | 1,503,000 |
| Income tax | 67,000 | 156,000 | 256,000 | 415,000 |
| Net income | 216,000 | 466,000 | 730,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,906,000 | 12,090,000 | 12,279,000 | 12,453,000 |
| Total capital | 12,929,000 | 13,116,000 | 13,351,000 | 13,520,000 |
| Risk-weighted assets | 83,200,000 | 83,930,000 | 85,222,000 | 84,827,000 |