Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,154,000 | 115,141,000 | 116,193,000 | 119,946,000 |
| Total loans | 72,059,000 | 79,639,000 | 82,039,000 | 86,785,000 |
| Allowance for loan losses | 1,438,000 | 1,500,000 | 1,540,000 | 1,570,000 |
| Securities available for sale | 27,012,000 | 26,973,000 | 26,152,000 | 24,902,000 |
| Securities held to maturity | 385,000 | 385,000 | 385,000 | 385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,138,000 | 85,930,000 | 86,203,000 | 87,274,000 |
| Interest-bearing deposits | 70,211,000 | 69,095,000 | 68,515,000 | 69,651,000 |
| Noninterest-bearing deposits | 16,927,000 | 16,835,000 | 17,688,000 | 17,623,000 |
| Equity capital | 11,445,000 | 11,639,000 | 12,004,000 | 12,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,634,000 | 4,019,000 | 5,438,000 |
| Interest expense | 293,000 | 571,000 | 833,000 | 1,084,000 |
| Net interest income | 1,015,000 | 2,063,000 | 3,186,000 | 4,354,000 |
| Noninterest income | 319,000 | 460,000 | 611,000 | 777,000 |
| Noninterest expense | 953,000 | 1,877,000 | 2,804,000 | 3,638,000 |
| Provision for loan losses | 80,000 | 160,000 | 250,000 | 380,000 |
| Pretax income | 301,000 | 550,000 | 838,000 | 1,208,000 |
| Income tax | 35,000 | 129,000 | 199,000 | 300,000 |
| Net income | 266,000 | 421,000 | 639,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,321,000 | 11,396,000 | 11,572,000 | 11,770,000 |
| Total capital | 12,231,000 | 12,368,000 | 12,568,000 | 12,790,000 |
| Risk-weighted assets | 72,230,000 | 77,280,000 | 79,146,000 | 82,945,000 |