Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,811,000 | 110,070,000 | 112,469,000 | 114,452,000 |
| Total loans | 75,374,000 | 73,552,000 | 74,287,000 | 75,117,000 |
| Allowance for loan losses | 1,362,000 | 1,216,000 | 1,302,000 | 1,377,000 |
| Securities available for sale | 24,543,000 | 26,194,000 | 26,059,000 | 24,251,000 |
| Securities held to maturity | 405,000 | 405,000 | 405,000 | 405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,783,000 | 88,940,000 | 88,977,000 | 86,676,000 |
| Interest-bearing deposits | 73,541,000 | 73,170,000 | 73,424,000 | 69,216,000 |
| Noninterest-bearing deposits | 14,242,000 | 15,770,000 | 15,553,000 | 17,460,000 |
| Equity capital | 11,141,000 | 11,285,000 | 11,544,000 | 11,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,773,000 | 4,172,000 | 5,529,000 |
| Interest expense | 372,000 | 735,000 | 1,100,000 | 1,425,000 |
| Net interest income | 1,025,000 | 2,038,000 | 3,072,000 | 4,104,000 |
| Noninterest income | 202,000 | 404,000 | 616,000 | 818,000 |
| Noninterest expense | 949,000 | 1,914,000 | 2,896,000 | 4,069,000 |
| Provision for loan losses | 120,000 | 230,000 | 320,000 | 410,000 |
| Pretax income | 182,000 | 377,000 | 551,000 | 752,000 |
| Income tax | 35,000 | 67,000 | 87,000 | 118,000 |
| Net income | 147,000 | 310,000 | 464,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,762,000 | 10,876,000 | 10,982,000 | 11,106,000 |
| Total capital | 11,675,000 | 11,781,000 | 11,834,000 | 11,975,000 |
| Risk-weighted assets | 72,618,000 | 72,235,000 | 73,778,000 | 74,919,000 |