Call reports 2025
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 36,385,000 | 36,764,000 | 37,168,000 | 37,451,000 |
| Total loans | 26,037,000 | 25,810,000 | 25,382,000 | 25,308,000 |
| Allowance for loan losses | 248,000 | 244,000 | 240,000 | 236,000 |
| Securities available for sale | 5,922,000 | 5,860,000 | 5,672,000 | 6,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,843,000 | 31,185,000 | 31,598,000 | 31,930,000 |
| Interest-bearing deposits | 30,729,000 | 31,049,000 | 31,416,000 | 31,888,000 |
| Noninterest-bearing deposits | 114,000 | 136,000 | 182,000 | 42,000 |
| Equity capital | 5,337,000 | 5,342,000 | 5,368,000 | 5,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 750,000 | 1,127,000 | 1,513,000 |
| Interest expense | 241,000 | 475,000 | 714,000 | 948,000 |
| Net interest income | 143,000 | 275,000 | 413,000 | 565,000 |
| Noninterest income | 17,000 | 33,000 | 50,000 | 70,000 |
| Noninterest expense | 216,000 | 411,000 | 662,000 | 934,000 |
| Provision for loan losses | 6,000 | 2,000 | -2,000 | -3,000 |
| Pretax income | -62,000 | -105,000 | -197,000 | -296,000 |
| Income tax | -21,000 | -36,000 | -67,000 | -78,000 |
| Net income | -41,000 | -69,000 | -130,000 | -218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,856,000 | 5,860,000 | 5,798,000 | 5,710,000 |