Call reports 2024
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2024
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 35,531,000 | 41,218,000 | 41,345,000 | 36,557,000 |
| Total loans | 25,118,000 | 26,196,000 | 26,170,000 | 26,144,000 |
| Allowance for loan losses | 251,000 | 252,000 | 242,000 | 243,000 |
| Securities available for sale | 5,956,000 | 6,360,000 | 6,496,000 | 5,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,957,000 | 35,625,000 | 35,682,000 | 31,006,000 |
| Interest-bearing deposits | 29,891,000 | 35,467,000 | 35,462,000 | 30,756,000 |
| Noninterest-bearing deposits | 66,000 | 158,000 | 220,000 | 250,000 |
| Equity capital | 5,398,000 | 5,358,000 | 5,466,000 | 5,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 731,000 | 1,158,000 | 1,540,000 |
| Interest expense | 231,000 | 487,000 | 763,000 | 1,023,000 |
| Net interest income | 125,000 | 244,000 | 395,000 | 517,000 |
| Noninterest income | 22,000 | 40,000 | 56,000 | 72,000 |
| Noninterest expense | 221,000 | 424,000 | 642,000 | 838,000 |
| Provision for loan losses | -5,000 | -4,000 | -14,000 | -5,000 |
| Pretax income | -69,000 | -136,000 | -177,000 | -244,000 |
| Income tax | -24,000 | -46,000 | -64,000 | -89,000 |
| Net income | -45,000 | -90,000 | -113,000 | -155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,008,000 | 5,962,000 | 5,939,000 | 5,897,000 |