Call reports 2023
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 36,134,000 | 35,636,000 | 35,938,000 | 35,860,000 |
| Total loans | 24,287,000 | 25,125,000 | 24,641,000 | 25,233,000 |
| Allowance for loan losses | 255,000 | 253,000 | 247,000 | 256,000 |
| Securities available for sale | 6,310,000 | 5,997,000 | 5,798,000 | 6,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,514,000 | 29,875,000 | 30,077,000 | 29,681,000 |
| Interest-bearing deposits | 30,449,000 | 29,746,000 | 29,909,000 | 29,656,000 |
| Noninterest-bearing deposits | 65,000 | 129,000 | 168,000 | 25,000 |
| Equity capital | 5,513,000 | 5,477,000 | 5,349,000 | 5,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 677,000 | 1,020,000 | 1,370,000 |
| Interest expense | 111,000 | 252,000 | 436,000 | 648,000 |
| Net interest income | 221,000 | 425,000 | 584,000 | 722,000 |
| Noninterest income | 17,000 | 33,000 | 51,000 | 65,000 |
| Noninterest expense | 218,000 | 415,000 | 638,000 | 845,000 |
| Provision for loan losses | 7,000 | 5,000 | -1,000 | 8,000 |
| Pretax income | 5,000 | 27,000 | -13,000 | -77,000 |
| Income tax | -8,000 | -9,000 | -25,000 | -20,000 |
| Net income | 13,000 | 36,000 | 12,000 | -57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,142,000 | 6,166,000 | 6,142,000 | 6,073,000 |