Call reports 2022
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 40,241,000 | 38,665,000 | 36,824,000 | 36,100,000 |
| Total loans | 24,605,000 | 24,350,000 | 24,362,000 | 23,731,000 |
| Allowance for loan losses | 237,000 | 236,000 | 239,000 | 248,000 |
| Securities available for sale | 8,449,000 | 7,910,000 | 6,839,000 | 6,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,490,000 | 33,149,000 | 31,403,000 | 30,550,000 |
| Interest-bearing deposits | 34,398,000 | 33,032,000 | 31,250,000 | 30,325,000 |
| Noninterest-bearing deposits | 92,000 | 117,000 | 153,000 | 225,000 |
| Equity capital | 5,644,000 | 5,416,000 | 5,299,000 | 5,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 638,000 | 975,000 | 1,313,000 |
| Interest expense | 59,000 | 119,000 | 178,000 | 249,000 |
| Net interest income | 257,000 | 519,000 | 797,000 | 1,064,000 |
| Noninterest income | 16,000 | 29,000 | 47,000 | 83,000 |
| Noninterest expense | 212,000 | 425,000 | 647,000 | 851,000 |
| Provision for loan losses | 3,000 | 2,000 | 5,000 | 14,000 |
| Pretax income | 58,000 | 121,000 | 192,000 | 261,000 |
| Income tax | 9,000 | 18,000 | 30,000 | 44,000 |
| Net income | 49,000 | 103,000 | 162,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,977,000 | 6,031,000 | 6,089,000 | 6,144,000 |
| Total capital | — | — | — | 6,355,000 |
| Risk-weighted assets | — | — | — | 16,860,000 |