Call reports 2021
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 39,625,000 | 39,752,000 | 40,346,000 | 40,817,000 |
| Total loans | 23,732,000 | 24,042,000 | 24,102,000 | 23,988,000 |
| Allowance for loan losses | 205,000 | 211,000 | 226,000 | 234,000 |
| Securities available for sale | 8,942,000 | 9,196,000 | 9,105,000 | 9,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,740,000 | 33,744,000 | 34,282,000 | 34,751,000 |
| Interest-bearing deposits | 33,714,000 | 33,653,000 | 34,102,000 | 34,710,000 |
| Noninterest-bearing deposits | 26,000 | 91,000 | 180,000 | 41,000 |
| Equity capital | 5,800,000 | 5,914,000 | 5,957,000 | 5,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 682,000 | 1,012,000 | 1,336,000 |
| Interest expense | 94,000 | 176,000 | 251,000 | 318,000 |
| Net interest income | 259,000 | 506,000 | 761,000 | 1,018,000 |
| Noninterest income | 20,000 | 47,000 | 63,000 | 96,000 |
| Noninterest expense | 201,000 | 412,000 | 620,000 | 837,000 |
| Provision for loan losses | -17,000 | -11,000 | 4,000 | 12,000 |
| Pretax income | 95,000 | 152,000 | 200,000 | 265,000 |
| Income tax | 17,000 | 26,000 | 29,000 | 44,000 |
| Net income | 78,000 | 126,000 | 171,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,804,000 | 5,853,000 | 5,897,000 | 5,948,000 |