Call reports 2020
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,135,000 | 37,807,000 | 39,025,000 | 39,835,000 |
| Total loans | 23,026,000 | 23,687,000 | 24,550,000 | 24,116,000 |
| Allowance for loan losses | 200,000 | 211,000 | 221,000 | 222,000 |
| Securities available for sale | 5,174,000 | 5,937,000 | 7,038,000 | 8,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,391,000 | 32,017,000 | 33,167,000 | 33,889,000 |
| Interest-bearing deposits | 30,326,000 | 31,912,000 | 33,020,000 | 33,889,000 |
| Noninterest-bearing deposits | 65,000 | 105,000 | 147,000 | 0 |
| Equity capital | 5,690,000 | 5,733,000 | 5,782,000 | 5,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 667,000 | 1,012,000 | 1,353,000 |
| Interest expense | 142,000 | 287,000 | 417,000 | 534,000 |
| Net interest income | 187,000 | 380,000 | 595,000 | 819,000 |
| Noninterest income | 19,000 | 33,000 | 49,000 | 69,000 |
| Noninterest expense | 192,000 | 379,000 | 563,000 | 759,000 |
| Provision for loan losses | -4,000 | 7,000 | 17,000 | 18,000 |
| Pretax income | 18,000 | 27,000 | 64,000 | 111,000 |
| Income tax | -1,000 | 5,000 | 8,000 | 4,000 |
| Net income | 19,000 | 22,000 | 56,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,649,000 | 5,697,000 | 5,685,000 | 5,736,000 |
| Total capital | 5,849,000 | 5,908,000 | — | 5,958,000 |
| Risk-weighted assets | 16,550,000 | 16,890,000 | — | 22,696,000 |