Call reports 2019
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 33,602,000 | 33,482,000 | 33,753,000 | 34,600,000 |
| Total loans | 22,727,000 | 23,645,000 | 23,387,000 | 23,470,000 |
| Allowance for loan losses | 194,000 | 202,000 | 198,000 | 204,000 |
| Securities available for sale | 4,883,000 | 4,740,000 | 4,522,000 | 5,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,989,000 | 27,824,000 | 28,033,000 | 28,857,000 |
| Interest-bearing deposits | 27,936,000 | 27,705,000 | 27,870,000 | 28,848,000 |
| Noninterest-bearing deposits | 53,000 | 119,000 | 163,000 | 9,000 |
| Equity capital | 5,527,000 | 5,577,000 | 5,631,000 | 5,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 666,000 | 1,015,000 | 1,355,000 |
| Interest expense | 110,000 | 235,000 | 371,000 | 512,000 |
| Net interest income | 217,000 | 431,000 | 644,000 | 843,000 |
| Noninterest income | 17,000 | 35,000 | 54,000 | 70,000 |
| Noninterest expense | 198,000 | 403,000 | 582,000 | 773,000 |
| Provision for loan losses | -1,000 | 7,000 | 4,000 | 10,000 |
| Pretax income | 37,000 | 56,000 | 114,000 | 132,000 |
| Income tax | 4,000 | 4,000 | 13,000 | -22,000 |
| Net income | 33,000 | 52,000 | 101,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,509,000 | 5,527,000 | 5,567,000 | 5,629,000 |
| Total capital | 5,703,000 | 5,723,000 | 5,760,000 | 5,831,000 |
| Risk-weighted assets | 15,507,000 | 15,709,000 | 15,471,000 | 16,139,000 |