Call reports 2018
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 31,696,000 | 31,520,000 | 31,564,000 | 31,339,000 |
| Total loans | 21,257,000 | 21,474,000 | 22,321,000 | 22,723,000 |
| Allowance for loan losses | 198,000 | 178,000 | 187,000 | 195,000 |
| Securities available for sale | 4,883,000 | 4,791,000 | 4,603,000 | 4,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,336,000 | 26,073,000 | 26,062,000 | 25,762,000 |
| Interest-bearing deposits | 26,262,000 | 25,958,000 | 25,912,000 | 25,745,000 |
| Noninterest-bearing deposits | 74,000 | 115,000 | 150,000 | 17,000 |
| Equity capital | 5,314,000 | 5,365,000 | 5,397,000 | 5,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 629,000 | 940,000 | 1,260,000 |
| Interest expense | 61,000 | 128,000 | 204,000 | 292,000 |
| Net interest income | 251,000 | 501,000 | 736,000 | 968,000 |
| Noninterest income | 18,000 | 34,000 | 51,000 | 67,000 |
| Noninterest expense | 187,000 | 367,000 | 554,000 | 758,000 |
| Provision for loan losses | 6,000 | -14,000 | -5,000 | 3,000 |
| Pretax income | 76,000 | 182,000 | 236,000 | 270,000 |
| Income tax | 13,000 | 39,000 | 42,000 | 39,000 |
| Net income | 63,000 | 143,000 | 194,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,319,000 | 5,387,000 | 5,439,000 | 5,455,000 |
| Total capital | 5,491,000 | 5,560,000 | 5,619,000 | 5,637,000 |
| Risk-weighted assets | 13,767,000 | 13,776,000 | 14,423,000 | 14,569,000 |