Call reports 2017
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 33,813,000 | 33,761,000 | 32,791,000 | 31,691,000 |
| Total loans | 20,162,000 | 20,566,000 | 20,844,000 | 21,095,000 |
| Allowance for loan losses | 140,000 | 156,000 | 168,000 | 192,000 |
| Securities available for sale | 6,170,000 | 5,904,000 | 5,499,000 | 4,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,650,000 | 28,489,000 | 27,463,000 | 26,366,000 |
| Interest-bearing deposits | 28,566,000 | 28,359,000 | 27,305,000 | 26,317,000 |
| Noninterest-bearing deposits | 84,000 | 130,000 | 158,000 | 49,000 |
| Equity capital | 5,131,000 | 5,237,000 | 5,285,000 | 5,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 597,000 | 901,000 | 1,205,000 |
| Interest expense | 68,000 | 134,000 | 200,000 | 263,000 |
| Net interest income | 225,000 | 463,000 | 701,000 | 942,000 |
| Noninterest income | 20,000 | 43,000 | 60,000 | 83,000 |
| Noninterest expense | 192,000 | 388,000 | 570,000 | 763,000 |
| Provision for loan losses | 13,000 | 30,000 | 41,000 | 65,000 |
| Pretax income | 26,000 | 67,000 | 129,000 | 171,000 |
| Income tax | 2,000 | 9,000 | 17,000 | 14,000 |
| Net income | 24,000 | 58,000 | 112,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,111,000 | 5,161,000 | 5,215,000 | 5,260,000 |
| Total capital | 5,251,000 | 5,317,000 | 5,383,000 | 5,429,000 |
| Risk-weighted assets | 13,736,000 | 13,804,000 | 13,702,000 | 13,485,000 |