Call reports 2015
KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,611,000 | 33,930,000 | 34,089,000 | 33,621,000 |
| Total loans | 19,877,000 | 20,592,000 | 20,903,000 | 20,948,000 |
| Allowance for loan losses | 182,000 | 188,000 | 191,000 | 195,000 |
| Securities available for sale | 1,171,000 | 1,167,000 | 5,908,000 | 5,612,000 |
| Securities held to maturity | 4,985,000 | 4,629,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,503,000 | 28,793,000 | 28,879,000 | 28,331,000 |
| Interest-bearing deposits | 28,433,000 | 28,674,000 | 28,745,000 | 28,300,000 |
| Noninterest-bearing deposits | 70,000 | 119,000 | 134,000 | 31,000 |
| Equity capital | 5,009,000 | 5,030,000 | 5,115,000 | 5,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 591,000 | 893,000 | 1,192,000 |
| Interest expense | 78,000 | 155,000 | 232,000 | 306,000 |
| Net interest income | 214,000 | 436,000 | 661,000 | 886,000 |
| Noninterest income | 17,000 | 40,000 | 63,000 | 91,000 |
| Noninterest expense | 204,000 | 418,000 | 620,000 | 822,000 |
| Provision for loan losses | 1,000 | 8,000 | 10,000 | 14,000 |
| Pretax income | 26,000 | 54,000 | 98,000 | 145,000 |
| Income tax | 0 | 1,000 | 14,000 | 19,000 |
| Net income | 26,000 | 53,000 | 84,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,869,000 | 5,037,000 | 5,069,000 | 5,070,000 |
| Total capital | 5,036,000 | 5,209,000 | 5,250,000 | 5,247,000 |
| Risk-weighted assets | 13,313,000 | 13,737,000 | 14,436,000 | 14,148,000 |