Call reports 2021
INTERNATIONAL BANK OF COMMERCE — 2021
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,464,839,000 | 1,497,587,000 | 1,547,188,000 | 3,780,081,000 |
| Total loans | 674,491,000 | 662,051,000 | 648,147,000 | 1,166,795,000 |
| Allowance for loan losses | 10,732,000 | 10,705,000 | 11,077,000 | 18,221,000 |
| Securities available for sale | 673,703,000 | 711,131,000 | 781,572,000 | 2,265,602,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,201,199,000 | 1,251,319,000 | 1,295,972,000 | 3,421,888,000 |
| Interest-bearing deposits | 626,707,000 | 624,511,000 | 646,150,000 | 1,794,902,000 |
| Noninterest-bearing deposits | 574,492,000 | 626,808,000 | 649,822,000 | 1,626,986,000 |
| Equity capital | 200,710,000 | 207,331,000 | 212,649,000 | 306,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,363,000 | 20,797,000 | 31,053,000 | 41,655,000 |
| Interest expense | 424,000 | 824,000 | 1,219,000 | 1,603,000 |
| Net interest income | 9,939,000 | 19,973,000 | 29,834,000 | 40,052,000 |
| Noninterest income | 3,605,000 | 7,683,000 | 12,299,000 | 16,694,000 |
| Noninterest expense | 5,518,000 | 11,353,000 | 17,229,000 | 22,880,000 |
| Provision for loan losses | -257,000 | -168,000 | 445,000 | 1,268,000 |
| Pretax income | 8,283,000 | 16,471,000 | 24,459,000 | 32,598,000 |
| Income tax | 1,635,000 | 3,258,000 | 4,842,000 | 6,217,000 |
| Net income | 6,648,000 | 13,213,000 | 19,617,000 | 26,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,223,000 | 202,790,000 | 209,195,000 | 315,957,000 |
| Total capital | 206,111,000 | 213,029,000 | 219,720,000 | 334,495,000 |
| Risk-weighted assets | 790,086,000 | 818,512,000 | 841,254,000 | 1,595,568,000 |