Call reports 2018
INTERNATIONAL BANK OF COMMERCE — 2018
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 969,813,000 | 1,007,051,000 | 999,508,000 | 1,016,530,000 |
| Total loans | 508,779,000 | 543,738,000 | 535,631,000 | 531,988,000 |
| Allowance for loan losses | 5,413,000 | 5,485,000 | 5,339,000 | 5,743,000 |
| Securities available for sale | 330,401,000 | 312,057,000 | 294,424,000 | 282,989,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,472,000 | 817,178,000 | 815,209,000 | 813,968,000 |
| Interest-bearing deposits | 484,784,000 | 513,744,000 | 506,840,000 | 515,167,000 |
| Noninterest-bearing deposits | 296,688,000 | 303,434,000 | 308,369,000 | 298,801,000 |
| Equity capital | 167,784,000 | 172,104,000 | 166,936,000 | 175,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,206,000 | 18,933,000 | 29,331,000 | 40,590,000 |
| Interest expense | 544,000 | 1,146,000 | 1,849,000 | 2,719,000 |
| Net interest income | 8,662,000 | 17,787,000 | 27,482,000 | 37,871,000 |
| Noninterest income | 3,353,000 | 6,513,000 | 10,609,000 | 14,073,000 |
| Noninterest expense | 5,413,000 | 11,226,000 | 17,209,000 | 22,908,000 |
| Provision for loan losses | 292,000 | 504,000 | 598,000 | 1,179,000 |
| Pretax income | 6,197,000 | 12,476,000 | 20,164,000 | 27,737,000 |
| Income tax | 1,247,000 | 2,520,000 | 4,074,000 | 5,578,000 |
| Net income | 4,950,000 | 9,956,000 | 16,090,000 | 22,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,034,000 | 175,252,000 | 171,386,000 | 177,456,000 |
| Total capital | 175,726,000 | 181,051,000 | 177,063,000 | 183,554,000 |
| Risk-weighted assets | 651,677,000 | 700,889,000 | 696,673,000 | 717,504,000 |