Call reports 2017
INTERNATIONAL BANK OF COMMERCE — 2017
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 960,449,000 | 975,550,000 | 971,130,000 | 940,955,000 |
| Total loans | 459,426,000 | 490,278,000 | 496,460,000 | 482,450,000 |
| Allowance for loan losses | 5,263,000 | 5,359,000 | 5,423,000 | 5,250,000 |
| Securities available for sale | 371,168,000 | 358,281,000 | 354,365,000 | 356,872,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,354,000 | 778,168,000 | 779,080,000 | 761,123,000 |
| Interest-bearing deposits | 495,529,000 | 506,458,000 | 504,607,000 | 488,807,000 |
| Noninterest-bearing deposits | 268,825,000 | 271,710,000 | 274,473,000 | 272,316,000 |
| Equity capital | 163,996,000 | 167,635,000 | 161,896,000 | 165,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,433,000 | 15,781,000 | 24,476,000 | 33,325,000 |
| Interest expense | 374,000 | 777,000 | 1,207,000 | 1,686,000 |
| Net interest income | 7,059,000 | 15,004,000 | 23,269,000 | 31,639,000 |
| Noninterest income | 3,224,000 | 6,551,000 | 10,334,000 | 14,633,000 |
| Noninterest expense | 5,190,000 | 10,651,000 | 16,119,000 | 22,202,000 |
| Provision for loan losses | 283,000 | 546,000 | 747,000 | 746,000 |
| Pretax income | 4,734,000 | 10,094,000 | 16,473,000 | 23,060,000 |
| Income tax | 1,679,000 | 3,580,000 | 5,803,000 | 6,560,000 |
| Net income | 3,055,000 | 6,514,000 | 10,670,000 | 16,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,590,000 | 165,080,000 | 159,230,000 | 165,034,000 |
| Total capital | 167,220,000 | 170,789,000 | 164,986,000 | 170,613,000 |
| Risk-weighted assets | 640,538,000 | 667,965,000 | 676,133,000 | 636,232,000 |