Call reports 2007
INTERNATIONAL BANK OF COMMERCE — 2007
What INTERNATIONAL BANK OF COMMERCE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 828,477,000 | 795,643,000 | 819,537,000 | 818,307,000 |
| Total loans | 313,882,000 | 317,042,000 | 338,939,000 | 338,999,000 |
| Allowance for loan losses | 4,074,000 | 4,065,000 | 4,209,000 | 4,436,000 |
| Securities available for sale | 433,600,000 | 403,850,000 | 405,854,000 | 404,742,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,677,000 | 501,467,000 | 507,871,000 | 505,286,000 |
| Interest-bearing deposits | 390,725,000 | 397,860,000 | 405,975,000 | 397,103,000 |
| Noninterest-bearing deposits | 111,952,000 | 103,607,000 | 101,896,000 | 108,183,000 |
| Equity capital | 76,410,000 | 78,822,000 | 83,574,000 | 73,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,994,000 | 23,807,000 | 35,957,000 | 47,838,000 |
| Interest expense | 6,492,000 | 12,755,000 | 19,273,000 | 25,495,000 |
| Net interest income | 5,502,000 | 11,052,000 | 16,684,000 | 22,343,000 |
| Noninterest income | 2,411,000 | 6,298,000 | 10,002,000 | 12,942,000 |
| Noninterest expense | 4,408,000 | 9,175,000 | 13,638,000 | 17,882,000 |
| Provision for loan losses | 136,000 | 140,000 | 263,000 | 499,000 |
| Pretax income | 2,384,000 | 7,152,000 | 11,860,000 | 15,979,000 |
| Income tax | 773,000 | 2,380,000 | 3,918,000 | 5,320,000 |
| Net income | 1,611,000 | 4,772,000 | 7,942,000 | 10,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,545,000 | 80,705,000 | 83,876,000 | 71,594,000 |
| Total capital | 81,821,000 | 85,088,000 | 88,420,000 | 76,313,000 |
| Risk-weighted assets | 400,734,000 | 396,115,000 | 417,485,000 | 412,293,000 |
Machine access — free, no API key
Every figure shown here about INTERNATIONAL BANK OF COMMERCE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.