Call reports 2016
S BANK — 2016
What S BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 108,813,000 | 109,139,000 | 110,392,000 |
| Total loans | 79,126,000 | 82,293,000 | 80,704,000 |
| Allowance for loan losses | 1,515,000 | 1,579,000 | 1,640,000 |
| Securities available for sale | 13,664,000 | 13,970,000 | 14,164,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 94,992,000 | 91,379,000 | 92,076,000 |
| Interest-bearing deposits | 77,430,000 | 75,472,000 | 77,323,000 |
| Noninterest-bearing deposits | 17,562,000 | 15,907,000 | 14,753,000 |
| Equity capital | 10,333,000 | 10,650,000 | 10,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,214,000 | 2,645,000 | 3,923,000 |
| Interest expense | 124,000 | 248,000 | 377,000 |
| Net interest income | 1,090,000 | 2,397,000 | 3,546,000 |
| Noninterest income | 238,000 | 427,000 | 626,000 |
| Noninterest expense | 1,172,000 | 2,333,000 | 3,496,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 |
| Pretax income | 96,000 | 371,000 | 496,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 96,000 | 371,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 8,678,000 | 8,952,000 | 9,077,000 |
| Total capital | 9,744,000 | 10,050,000 | 10,163,000 |
| Risk-weighted assets | 84,193,000 | 86,757,000 | 85,716,000 |