Call reports 2025
HEARTLAND NATIONAL BANK — 2025
What HEARTLAND NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 763,384,000 | 784,649,000 |
| Total loans | 159,222,000 | 156,312,000 |
| Allowance for loan losses | 2,627,000 | 2,650,000 |
| Securities available for sale | 366,356,000 | 357,863,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 667,407,000 | 685,290,000 |
| Interest-bearing deposits | 504,043,000 | 514,576,000 |
| Noninterest-bearing deposits | 163,364,000 | 170,714,000 |
| Equity capital | 69,146,000 | 71,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 8,682,000 | 17,489,000 |
| Interest expense | 2,760,000 | 5,674,000 |
| Net interest income | 5,922,000 | 11,815,000 |
| Noninterest income | 480,000 | 1,018,000 |
| Noninterest expense | 2,690,000 | 5,190,000 |
| Provision for loan losses | 44,000 | 44,000 |
| Pretax income | 3,668,000 | 7,599,000 |
| Income tax | 900,000 | 1,869,000 |
| Net income | 2,768,000 | 5,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 72,188,000 | 74,900,000 |
| Total capital | 75,045,000 | 77,779,000 |
| Risk-weighted assets | 250,107,000 | 249,260,000 |