Call reports 2024
HEARTLAND NATIONAL BANK — 2024
What HEARTLAND NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 715,955,000 | 713,354,000 | 723,390,000 | 734,080,000 |
| Total loans | 156,965,000 | 155,345,000 | 154,874,000 | 161,072,000 |
| Allowance for loan losses | 2,440,000 | 2,454,000 | 2,459,000 | 2,503,000 |
| Securities available for sale | 364,934,000 | 361,791,000 | 367,608,000 | 369,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,018,000 | 627,676,000 | 634,159,000 | 640,988,000 |
| Interest-bearing deposits | 473,182,000 | 466,271,000 | 475,324,000 | 485,459,000 |
| Noninterest-bearing deposits | 166,836,000 | 161,405,000 | 158,835,000 | 155,529,000 |
| Equity capital | 55,708,000 | 59,189,000 | 64,671,000 | 65,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,449,000 | 17,201,000 | 25,917,000 | 34,605,000 |
| Interest expense | 2,618,000 | 5,286,000 | 8,095,000 | 10,869,000 |
| Net interest income | 5,831,000 | 11,915,000 | 17,822,000 | 23,736,000 |
| Noninterest income | 438,000 | 886,000 | 1,347,000 | 1,806,000 |
| Noninterest expense | 2,586,000 | 4,929,000 | 7,477,000 | 9,774,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 61,000 |
| Pretax income | 3,699,000 | 7,888,000 | 11,707,000 | 15,729,000 |
| Income tax | 926,000 | 1,975,000 | 2,930,000 | 3,936,000 |
| Net income | 2,773,000 | 5,913,000 | 8,777,000 | 11,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,161,000 | 65,302,000 | 68,165,000 | 69,420,000 |
| Total capital | 64,829,000 | 67,985,000 | 70,853,000 | 72,152,000 |
| Risk-weighted assets | 254,772,000 | 247,234,000 | 244,965,000 | 251,332,000 |