Call reports 2023
HEARTLAND NATIONAL BANK — 2023
What HEARTLAND NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 747,606,000 | 752,086,000 | 714,025,000 | 712,901,000 |
| Total loans | 150,658,000 | 152,235,000 | 152,710,000 | 154,302,000 |
| Allowance for loan losses | 2,252,000 | 2,351,000 | 2,355,000 | 2,427,000 |
| Securities available for sale | 326,566,000 | 340,686,000 | 340,635,000 | 347,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,675,000 | 686,247,000 | 647,237,000 | 640,965,000 |
| Interest-bearing deposits | 500,497,000 | 509,231,000 | 477,131,000 | 483,755,000 |
| Noninterest-bearing deposits | 189,179,000 | 177,017,000 | 170,106,000 | 157,210,000 |
| Equity capital | 49,240,000 | 51,676,000 | 51,726,000 | 52,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,780,000 | 16,000,000 | 24,436,000 | 33,024,000 |
| Interest expense | 1,476,000 | 3,406,000 | 5,685,000 | 8,209,000 |
| Net interest income | 6,304,000 | 12,594,000 | 18,751,000 | 24,815,000 |
| Noninterest income | 490,000 | 995,000 | 1,457,000 | 1,901,000 |
| Noninterest expense | 2,444,000 | 4,816,000 | 7,372,000 | 9,790,000 |
| Provision for loan losses | -102,000 | -4,000 | -14,000 | 12,000 |
| Pretax income | 4,370,000 | 8,695,000 | 12,768,000 | 16,832,000 |
| Income tax | 1,089,000 | 2,155,000 | 3,156,000 | 4,156,000 |
| Net income | 3,281,000 | 6,540,000 | 9,612,000 | 12,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,145,000 | 61,408,000 | 61,133,000 | 59,388,000 |
| Total capital | 60,626,000 | 63,988,000 | 63,717,000 | 62,044,000 |
| Risk-weighted assets | 231,251,000 | 233,726,000 | 242,920,000 | 249,332,000 |