Call reports 2020
HEARTLAND NATIONAL BANK — 2020
What HEARTLAND NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 431,969,000 | 505,159,000 | 516,605,000 | 532,992,000 |
| Total loans | 161,580,000 | 179,804,000 | 181,632,000 | 166,826,000 |
| Allowance for loan losses | 2,413,000 | 2,482,000 | 2,483,000 | 2,487,000 |
| Securities available for sale | 101,129,000 | 111,670,000 | 109,967,000 | 105,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,436,000 | 459,379,000 | 469,908,000 | 483,018,000 |
| Interest-bearing deposits | 280,171,000 | 335,911,000 | 348,372,000 | 368,398,000 |
| Noninterest-bearing deposits | 107,265,000 | 123,469,000 | 121,536,000 | 114,621,000 |
| Equity capital | 40,781,000 | 41,671,000 | 42,867,000 | 46,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,740,000 | 9,740,000 | 12,924,000 |
| Interest expense | 349,000 | 609,000 | 848,000 | 1,055,000 |
| Net interest income | 2,969,000 | 6,131,000 | 8,892,000 | 11,869,000 |
| Noninterest income | 444,000 | 862,000 | 1,411,000 | 1,989,000 |
| Noninterest expense | 1,955,000 | 4,354,000 | 6,350,000 | 8,405,000 |
| Provision for loan losses | 7,000 | 73,000 | 73,000 | 73,000 |
| Pretax income | 1,451,000 | 2,566,000 | 3,880,000 | 5,403,000 |
| Income tax | 354,000 | 632,000 | 896,000 | 1,163,000 |
| Net income | 1,097,000 | 1,934,000 | 2,984,000 | 4,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,507,000 | 41,349,000 | 42,404,000 | 45,794,000 |
| Total capital | — | — | — | 48,122,000 |
| Risk-weighted assets | — | — | — | 186,051,000 |