Call reports 2016
HEARTLAND NATIONAL BANK — 2016
What HEARTLAND NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 341,922,000 | 341,050,000 | 334,410,000 | 345,324,000 |
| Total loans | 153,766,000 | 154,240,000 | 153,689,000 | 164,262,000 |
| Allowance for loan losses | 2,818,000 | 2,958,000 | 2,966,000 | 2,954,000 |
| Securities available for sale | 82,529,000 | 78,197,000 | 69,785,000 | 79,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,027,000 | 304,175,000 | 297,053,000 | 309,480,000 |
| Interest-bearing deposits | 235,870,000 | 237,865,000 | 231,647,000 | 243,166,000 |
| Noninterest-bearing deposits | 70,156,000 | 66,310,000 | 65,406,000 | 66,314,000 |
| Equity capital | 31,558,000 | 32,509,000 | 32,751,000 | 31,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,515,000 | 5,069,000 | 7,554,000 | 10,022,000 |
| Interest expense | 161,000 | 315,000 | 467,000 | 611,000 |
| Net interest income | 2,354,000 | 4,754,000 | 7,087,000 | 9,411,000 |
| Noninterest income | 360,000 | 724,000 | 1,033,000 | 1,330,000 |
| Noninterest expense | 1,812,000 | 3,596,000 | 5,259,000 | 6,778,000 |
| Provision for loan losses | 353,000 | 353,000 | 353,000 | 353,000 |
| Pretax income | 566,000 | 1,546,000 | 2,529,000 | 3,631,000 |
| Income tax | 188,000 | 532,000 | 878,000 | 1,269,000 |
| Net income | 378,000 | 1,014,000 | 1,651,000 | 2,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,612,000 | 32,249,000 | 32,889,000 | 32,481,000 |
| Total capital | 33,805,000 | 34,463,000 | 35,059,000 | 34,801,000 |
| Risk-weighted assets | 174,794,000 | 176,355,000 | 172,831,000 | 184,943,000 |