Call reports 2015
HEARTLAND NATIONAL BANK — 2015
What HEARTLAND NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 323,939,000 | 335,525,000 | 318,160,000 | 333,620,000 |
| Total loans | 152,613,000 | 152,265,000 | 146,828,000 | 157,218,000 |
| Allowance for loan losses | 2,998,000 | 2,991,000 | 2,920,000 | 2,439,000 |
| Securities available for sale | 69,242,000 | 72,274,000 | 81,211,000 | 83,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,019,000 | 301,483,000 | 282,842,000 | 298,902,000 |
| Interest-bearing deposits | 220,126,000 | 228,301,000 | 223,454,000 | 238,931,000 |
| Noninterest-bearing deposits | 69,893,000 | 73,181,000 | 59,388,000 | 59,970,000 |
| Equity capital | 30,148,000 | 30,210,000 | 31,156,000 | 30,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,480,000 | 4,875,000 | 7,273,000 | 9,754,000 |
| Interest expense | 192,000 | 377,000 | 560,000 | 731,000 |
| Net interest income | 2,288,000 | 4,498,000 | 6,713,000 | 9,023,000 |
| Noninterest income | 237,000 | 511,000 | 879,000 | 1,184,000 |
| Noninterest expense | 2,170,000 | 3,930,000 | 5,563,000 | 7,160,000 |
| Provision for loan losses | -495,000 | -495,000 | -495,000 | -837,000 |
| Pretax income | 844,000 | 1,568,000 | 2,518,000 | 3,878,000 |
| Income tax | 301,000 | 557,000 | 893,000 | 1,389,000 |
| Net income | 543,000 | 1,011,000 | 1,625,000 | 2,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,038,000 | 30,507,000 | 31,122,000 | 31,233,000 |
| Total capital | 32,303,000 | 32,788,000 | 33,306,000 | 33,449,000 |
| Risk-weighted assets | 180,477,000 | 181,808,000 | 173,978,000 | 177,034,000 |