Call reports 2026
BANK OF KILMICHAEL — 2026
What BANK OF KILMICHAEL reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 344,304,000 | 341,645,000 |
| Total loans | 200,368,000 | 205,194,000 |
| Allowance for loan losses | 2,964,000 | 3,142,000 |
| Securities available for sale | 38,325,000 | 37,050,000 |
| Securities held to maturity | 62,945,000 | 62,051,000 |
| Trading assets | 0 | 0 |
| Total deposits | 315,249,000 | 311,574,000 |
| Interest-bearing deposits | 252,119,000 | 250,103,000 |
| Noninterest-bearing deposits | 63,130,000 | 61,471,000 |
| Equity capital | 18,654,000 | 19,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,476,000 | 9,123,000 |
| Interest expense | 1,624,000 | 3,285,000 |
| Net interest income | 2,852,000 | 5,838,000 |
| Noninterest income | 349,000 | 720,000 |
| Noninterest expense | 2,093,000 | 4,290,000 |
| Provision for loan losses | 207,000 | 416,000 |
| Pretax income | 901,000 | 1,852,000 |
| Income tax | 0 | 0 |
| Net income | 901,000 | 1,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,153,000 | 31,323,000 |