Call reports 2022
BANK OF KILMICHAEL — 2022
What BANK OF KILMICHAEL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 258,016,000 | 256,767,000 | 264,767,000 | 270,007,000 |
| Total loans | 118,276,000 | 122,089,000 | 121,871,000 | 125,025,000 |
| Allowance for loan losses | 2,697,000 | 2,502,000 | 2,566,000 | 2,615,000 |
| Securities available for sale | 114,531,000 | 109,412,000 | 43,561,000 | 46,665,000 |
| Securities held to maturity | 3,157,000 | 3,152,000 | 79,931,000 | 76,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,975,000 | 245,403,000 | 251,065,000 | 258,364,000 |
| Interest-bearing deposits | 177,477,000 | 177,988,000 | 187,019,000 | 188,509,000 |
| Noninterest-bearing deposits | 62,498,000 | 67,415,000 | 64,046,000 | 69,855,000 |
| Equity capital | 15,980,000 | 8,590,000 | 8,475,000 | 9,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,281,000 | 4,745,000 | 7,456,000 | 10,146,000 |
| Interest expense | 173,000 | 345,000 | 527,000 | 793,000 |
| Net interest income | 2,108,000 | 4,400,000 | 6,929,000 | 9,353,000 |
| Noninterest income | 342,000 | 876,000 | 1,295,000 | 1,612,000 |
| Noninterest expense | 1,503,000 | 3,043,000 | 4,727,000 | 6,595,000 |
| Provision for loan losses | 127,000 | -70,000 | 60,000 | 199,000 |
| Pretax income | 820,000 | 2,302,000 | 3,436,000 | 4,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 820,000 | 2,302,000 | 3,436,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,696,000 | 23,323,000 | 23,907,000 | 24,282,000 |