Call reports 2021
BANK OF KILMICHAEL — 2021
What BANK OF KILMICHAEL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 221,601,000 | 228,908,000 | 235,990,000 | 244,877,000 |
| Total loans | 119,724,000 | 116,225,000 | 114,022,000 | 114,317,000 |
| Allowance for loan losses | 2,319,000 | 2,442,000 | 2,574,000 | 2,567,000 |
| Securities available for sale | 70,911,000 | 80,063,000 | 88,718,000 | 90,609,000 |
| Securities held to maturity | 3,946,000 | 3,937,000 | 3,928,000 | 3,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,114,000 | 204,999,000 | 210,036,000 | 220,181,000 |
| Interest-bearing deposits | 146,052,000 | 151,616,000 | 158,169,000 | 161,361,000 |
| Noninterest-bearing deposits | 53,062,000 | 53,383,000 | 51,867,000 | 58,820,000 |
| Equity capital | 20,184,000 | 21,027,000 | 23,361,000 | 22,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,571,000 | 7,171,000 | 9,468,000 |
| Interest expense | 257,000 | 522,000 | 773,000 | 995,000 |
| Net interest income | 2,002,000 | 4,049,000 | 6,398,000 | 8,473,000 |
| Noninterest income | 287,000 | 666,000 | 3,032,000 | 3,363,000 |
| Noninterest expense | 1,366,000 | 2,837,000 | 4,473,000 | 6,289,000 |
| Provision for loan losses | 127,000 | 255,000 | 385,000 | 515,000 |
| Pretax income | 1,000,000 | 1,827,000 | 4,776,000 | 5,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000,000 | 1,827,000 | 4,776,000 | 5,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,943,000 | 20,051,000 | 22,017,000 | 22,189,000 |