Call reports 2018
BANK OF KILMICHAEL — 2018
What BANK OF KILMICHAEL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 170,507,000 | 171,997,000 | 176,480,000 | 178,222,000 |
| Total loans | 101,649,000 | 105,076,000 | 111,543,000 | 113,263,000 |
| Allowance for loan losses | 1,391,000 | 1,460,000 | 1,549,000 | 1,457,000 |
| Securities available for sale | 44,962,000 | 49,781,000 | 46,980,000 | 46,204,000 |
| Securities held to maturity | 3,069,000 | 3,059,000 | 2,986,000 | 1,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,095,000 | 151,711,000 | 151,691,000 | 154,886,000 |
| Interest-bearing deposits | 116,276,000 | 114,934,000 | 90,030,000 | 116,600,000 |
| Noninterest-bearing deposits | 36,819,000 | 36,777,000 | 61,661,000 | 38,286,000 |
| Equity capital | 15,154,000 | 15,127,000 | 15,059,000 | 16,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,723,000 | 5,732,000 | 7,836,000 |
| Interest expense | 224,000 | 471,000 | 740,000 | 1,061,000 |
| Net interest income | 1,594,000 | 3,252,000 | 4,992,000 | 6,775,000 |
| Noninterest income | 285,000 | 702,000 | 989,000 | 1,288,000 |
| Noninterest expense | 1,168,000 | 2,387,000 | 3,619,000 | 5,020,000 |
| Provision for loan losses | 83,000 | 167,000 | 260,000 | 371,000 |
| Pretax income | 597,000 | 1,346,000 | 2,024,000 | 2,843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 597,000 | 1,346,000 | 2,024,000 | 2,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,507,000 | 15,633,000 | 15,856,000 | 17,205,000 |
| Total capital | 16,898,000 | 17,093,000 | 17,405,000 | 18,662,000 |
| Risk-weighted assets | 118,121,000 | 122,094,000 | 126,244,000 | 117,962,000 |