Call reports 2017
BANK OF KILMICHAEL — 2017
What BANK OF KILMICHAEL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,905,000 | 165,106,000 | 165,481,000 | 166,502,000 |
| Total loans | 92,819,000 | 96,215,000 | 100,083,000 | 101,370,000 |
| Allowance for loan losses | 1,389,000 | 1,454,000 | 1,321,000 | 1,403,000 |
| Securities available for sale | 45,767,000 | 46,510,000 | 46,476,000 | 44,737,000 |
| Securities held to maturity | 4,350,000 | 4,340,000 | 3,265,000 | 3,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,942,000 | 147,144,000 | 144,832,000 | 148,468,000 |
| Interest-bearing deposits | 111,947,000 | 114,349,000 | 112,267,000 | 113,278,000 |
| Noninterest-bearing deposits | 33,995,000 | 32,795,000 | 32,565,000 | 35,190,000 |
| Equity capital | 14,648,000 | 15,485,000 | 15,823,000 | 15,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,722,000 | 3,513,000 | 5,336,000 | 7,195,000 |
| Interest expense | 197,000 | 404,000 | 628,000 | 855,000 |
| Net interest income | 1,525,000 | 3,109,000 | 4,708,000 | 6,340,000 |
| Noninterest income | 263,000 | 480,000 | 943,000 | 1,273,000 |
| Noninterest expense | 1,134,000 | 2,272,000 | 3,437,000 | 4,730,000 |
| Provision for loan losses | 83,000 | 167,000 | 251,000 | 336,000 |
| Pretax income | 567,000 | 1,145,000 | 1,958,000 | 2,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 567,000 | 1,145,000 | 1,958,000 | 2,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,556,000 | 14,669,000 | 14,886,000 | 15,275,000 |
| Total capital | 15,908,000 | 16,063,000 | 16,207,000 | 16,678,000 |
| Risk-weighted assets | 107,388,000 | 110,727,000 | 117,450,000 | 122,854,000 |