Call reports 2012
BANK OF KILMICHAEL — 2012
What BANK OF KILMICHAEL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,740,000 | 116,334,000 | 121,709,000 | 128,622,000 |
| Total loans | 65,414,000 | 67,660,000 | 68,923,000 | 70,159,000 |
| Allowance for loan losses | 861,000 | 901,000 | 908,000 | 942,000 |
| Securities available for sale | 22,011,000 | 25,057,000 | 27,801,000 | 28,363,000 |
| Securities held to maturity | 3,345,000 | 3,342,000 | 3,331,000 | 3,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,689,000 | 105,931,000 | 109,916,000 | 116,366,000 |
| Interest-bearing deposits | 90,747,000 | 91,261,000 | 93,011,000 | 76,643,000 |
| Noninterest-bearing deposits | 14,942,000 | 14,670,000 | 16,905,000 | 39,723,000 |
| Equity capital | 9,026,000 | 9,230,000 | 10,573,000 | 11,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,521,000 | 3,817,000 | 5,120,000 |
| Interest expense | 261,000 | 523,000 | 784,000 | 1,044,000 |
| Net interest income | 983,000 | 1,998,000 | 3,033,000 | 4,076,000 |
| Noninterest income | 188,000 | 333,000 | 499,000 | 1,099,000 |
| Noninterest expense | 812,000 | 1,632,000 | 2,455,000 | 3,422,000 |
| Provision for loan losses | 43,000 | 89,000 | 135,000 | 184,000 |
| Pretax income | 308,000 | 602,000 | 934,000 | 1,561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 602,000 | 934,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,603,000 | 8,762,000 | 9,984,000 | 10,612,000 |
| Total capital | 9,464,000 | 9,654,000 | 10,892,000 | 11,554,000 |
| Risk-weighted assets | 88,330,000 | 74,156,000 | 78,819,000 | 78,688,000 |
Machine access — free, no API key
Every figure shown here about BANK OF KILMICHAEL — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.