Call reports 2026
UNITY BANK OF MISSISSIPPI — 2026
What UNITY BANK OF MISSISSIPPI reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 287,990,000 | 281,778,000 |
| Total loans | 152,483,000 | 150,229,000 |
| Allowance for loan losses | 2,187,000 | 1,833,000 |
| Securities available for sale | 56,419,000 | 56,495,000 |
| Securities held to maturity | 46,754,000 | 46,413,000 |
| Trading assets | 0 | 0 |
| Total deposits | 265,528,000 | 248,177,000 |
| Interest-bearing deposits | 205,249,000 | 192,639,000 |
| Noninterest-bearing deposits | 60,279,000 | 55,538,000 |
| Equity capital | 18,958,000 | 20,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,388,000 | 6,666,000 |
| Interest expense | 1,396,000 | 2,718,000 |
| Net interest income | 1,992,000 | 3,948,000 |
| Noninterest income | 347,000 | 717,000 |
| Noninterest expense | 2,046,000 | 4,022,000 |
| Provision for loan losses | 0 | 125,000 |
| Pretax income | 293,000 | 618,000 |
| Income tax | 11,000 | 1,000 |
| Net income | 282,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,844,000 | 31,199,000 |
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