Call reports 2009
UNITY BANK OF MISSISSIPPI — 2009
What UNITY BANK OF MISSISSIPPI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,151,000 | 79,036,000 | 79,068,000 | 78,667,000 |
| Total loans | 44,478,000 | 45,403,000 | 46,264,000 | 45,779,000 |
| Allowance for loan losses | 557,000 | 569,000 | 595,000 | 613,000 |
| Securities available for sale | 23,262,000 | 22,817,000 | 22,270,000 | 21,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,562,000 | 1,553,000 | 1,551,000 | 1,538,000 |
| Total deposits | 73,966,000 | 68,089,000 | 68,400,000 | 69,388,000 |
| Interest-bearing deposits | 58,963,000 | 55,740,000 | 56,153,000 | 55,799,000 |
| Noninterest-bearing deposits | 15,003,000 | 12,349,000 | 12,247,000 | 13,589,000 |
| Equity capital | 8,175,000 | 8,070,000 | 8,687,000 | 8,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,165,000 | 3,254,000 | 4,294,000 |
| Interest expense | 303,000 | 575,000 | 828,000 | 1,062,000 |
| Net interest income | 792,000 | 1,590,000 | 2,426,000 | 3,232,000 |
| Noninterest income | 290,000 | 604,000 | 951,000 | 1,020,000 |
| Noninterest expense | 772,000 | 1,575,000 | 2,351,000 | 3,097,000 |
| Provision for loan losses | 54,000 | 114,000 | 254,000 | 339,000 |
| Pretax income | 256,000 | 505,000 | 772,000 | 967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 505,000 | 772,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,697,000 | 7,821,000 | 8,086,000 | 8,007,000 |
| Total capital | 8,254,000 | 8,390,000 | 8,681,000 | 8,620,000 |
| Risk-weighted assets | 52,241,000 | 52,814,000 | 53,279,000 | 53,635,000 |
Machine access — free, no API key
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