Call reports 2026
FOWLER STATE BANK — 2026
What FOWLER STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 152,192,000 | 154,500,000 |
| Total loans | 106,663,000 | 110,402,000 |
| Allowance for loan losses | 1,988,000 | 2,150,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 31,986,000 | 30,957,000 |
| Trading assets | 0 | 0 |
| Total deposits | 125,280,000 | 123,776,000 |
| Interest-bearing deposits | 107,689,000 | 107,166,000 |
| Noninterest-bearing deposits | 17,591,000 | 16,610,000 |
| Equity capital | 19,751,000 | 20,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,216,000 | 4,540,000 |
| Interest expense | 806,000 | 1,615,000 |
| Net interest income | 1,410,000 | 2,925,000 |
| Noninterest income | 130,000 | 267,000 |
| Noninterest expense | 535,000 | 1,220,000 |
| Provision for loan losses | 159,000 | 277,000 |
| Pretax income | 846,000 | 1,695,000 |
| Income tax | 190,000 | 375,000 |
| Net income | 656,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,751,000 | 20,415,000 |