Call reports 2024
FOWLER STATE BANK — 2024
What FOWLER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 134,475,000 | 133,282,000 | 131,273,000 | 137,601,000 |
| Total loans | 70,433,000 | 72,750,000 | 71,791,000 | 82,410,000 |
| Allowance for loan losses | 1,341,000 | 1,380,000 | 1,383,000 | 1,478,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,988,000 | 45,009,000 | 40,993,000 | 43,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,827,000 | 107,146,000 | 104,837,000 | 108,472,000 |
| Interest-bearing deposits | 89,617,000 | 87,295,000 | 81,401,000 | 83,314,000 |
| Noninterest-bearing deposits | 19,210,000 | 19,851,000 | 23,436,000 | 25,158,000 |
| Equity capital | 17,188,000 | 17,604,000 | 18,009,000 | 17,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 3,094,000 | 4,857,000 | 6,561,000 |
| Interest expense | 655,000 | 1,354,000 | 2,091,000 | 2,848,000 |
| Net interest income | 809,000 | 1,740,000 | 2,766,000 | 3,713,000 |
| Noninterest income | 127,000 | 252,000 | 348,000 | 440,000 |
| Noninterest expense | 366,000 | 847,000 | 1,414,000 | 2,566,000 |
| Provision for loan losses | 100,000 | 135,000 | 135,000 | 235,000 |
| Pretax income | 470,000 | 1,010,000 | 1,565,000 | 1,352,000 |
| Income tax | 104,000 | 228,000 | 378,000 | 300,000 |
| Net income | 366,000 | 782,000 | 1,187,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,188,000 | 17,604,000 | 18,009,000 | 17,798,000 |