Call reports 2021
FOWLER STATE BANK — 2021
What FOWLER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,357,000 | 110,003,000 | 112,088,000 | 116,405,000 |
| Total loans | 42,717,000 | 45,831,000 | 45,470,000 | 46,764,000 |
| Allowance for loan losses | 1,008,000 | 1,094,000 | 1,132,000 | 1,073,000 |
| Securities available for sale | 1,008,000 | 1,008,000 | 1,006,000 | 1,028,000 |
| Securities held to maturity | 43,410,000 | 46,854,000 | 47,230,000 | 50,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,121,000 | 91,862,000 | 93,060,000 | 97,698,000 |
| Interest-bearing deposits | 76,787,000 | 78,579,000 | 79,429,000 | 80,208,000 |
| Noninterest-bearing deposits | 13,334,000 | 13,283,000 | 13,631,000 | 17,490,000 |
| Equity capital | 14,129,000 | 14,385,000 | 14,782,000 | 14,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,515,000 | 2,445,000 | 3,318,000 |
| Interest expense | 103,000 | 202,000 | 299,000 | 390,000 |
| Net interest income | 659,000 | 1,313,000 | 2,146,000 | 2,928,000 |
| Noninterest income | 67,000 | 139,000 | 222,000 | 306,000 |
| Noninterest expense | 314,000 | 731,000 | 1,145,000 | 1,928,000 |
| Provision for loan losses | -21,000 | -23,000 | -23,000 | -74,000 |
| Pretax income | 433,000 | 744,000 | 1,246,000 | 1,380,000 |
| Income tax | 99,000 | 155,000 | 258,000 | 271,000 |
| Net income | 334,000 | 589,000 | 988,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,121,000 | 14,377,000 | 14,776,000 | 14,862,000 |