Call reports 2015

FOWLER STATE BANK — 2015

Name: FOWLER STATE BANK — FFIEC call report 2015
Creator: FOWLER STATE BANK

What FOWLER STATE BANK reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/35535b1f-3f02-4b0a-ae17-bed266bb7e39/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	70,888,000	71,707,000	71,606,000	73,779,000
Total loans	32,541,000	33,124,000	33,902,000	31,931,000
Allowance for loan losses	1,010,000	1,050,000	1,082,000	1,126,000
Securities available for sale	1,027,000	1,022,000	1,019,000	1,014,000
Securities held to maturity	21,014,000	20,902,000	20,628,000	23,548,000
Trading assets	0	0	0	0
Total deposits	60,644,000	61,169,000	60,782,000	63,311,000
Interest-bearing deposits	54,458,000	56,075,000	54,626,000	56,023,000
Noninterest-bearing deposits	6,186,000	5,094,000	6,156,000	7,288,000
Equity capital	10,026,000	10,231,000	10,408,000	10,306,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	565,000	1,147,000	1,763,000	2,382,000
Interest expense	69,000	142,000	215,000	287,000
Net interest income	496,000	1,005,000	1,548,000	2,095,000
Noninterest income	54,000	119,000	188,000	250,000
Noninterest expense	213,000	496,000	836,000	1,455,000
Provision for loan losses	-9,000	-9,000	11,000	126,000
Pretax income	346,000	637,000	889,000	764,000
Income tax	112,000	196,000	271,000	210,000
Net income	234,000	441,000	618,000	554,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	10,019,000	10,231,000	10,408,000	10,303,000
Total capital	10,473,000	10,695,000	10,884,000	10,782,000
Risk-weighted assets	35,768,000	36,566,000	37,457,000	37,709,000