Call reports 2008
FOWLER STATE BANK — 2008
What FOWLER STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 54,298,000 | 54,947,000 | 56,343,000 | 58,629,000 |
| Total loans | 24,935,000 | 25,105,000 | 25,255,000 | 28,285,000 |
| Allowance for loan losses | 962,000 | 987,000 | 939,000 | 1,214,000 |
| Securities available for sale | 0 | 493,000 | 502,000 | 1,507,000 |
| Securities held to maturity | 23,201,000 | 25,385,000 | 24,852,000 | 19,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,979,000 | 47,403,000 | 48,637,000 | 51,531,000 |
| Interest-bearing deposits | 42,526,000 | 42,985,000 | 44,215,000 | 45,968,000 |
| Noninterest-bearing deposits | 4,453,000 | 4,418,000 | 4,422,000 | 5,563,000 |
| Equity capital | 6,910,000 | 7,035,000 | 7,161,000 | 6,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,570,000 | 2,287,000 | 3,044,000 |
| Interest expense | 414,000 | 782,000 | 1,137,000 | 1,482,000 |
| Net interest income | 379,000 | 788,000 | 1,150,000 | 1,562,000 |
| Noninterest income | 91,000 | 175,000 | 277,000 | 363,000 |
| Noninterest expense | 191,000 | 476,000 | 693,000 | 1,400,000 |
| Provision for loan losses | 38,000 | 51,000 | 134,000 | 452,000 |
| Pretax income | 241,000 | 436,000 | 600,000 | 73,000 |
| Income tax | 79,000 | 143,000 | 189,000 | 11,000 |
| Net income | 162,000 | 293,000 | 411,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,910,000 | 7,041,000 | 7,159,000 | 6,775,000 |
| Total capital | 7,336,000 | 7,484,000 | 7,621,000 | 7,176,000 |
| Risk-weighted assets | 33,573,000 | 34,900,000 | 36,446,000 | 31,232,000 |
Machine access — free, no API key
Every figure shown here about FOWLER STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.