Call reports 2026
ROOT RIVER STATE BANK — 2026
What ROOT RIVER STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 88,016,000 | 86,765,000 |
| Total loans | 26,881,000 | 28,264,000 |
| Allowance for loan losses | 249,000 | 249,000 |
| Securities available for sale | 40,385,000 | 39,927,000 |
| Securities held to maturity | 648,000 | 602,000 |
| Trading assets | 0 | 0 |
| Total deposits | 81,621,000 | 80,440,000 |
| Interest-bearing deposits | 73,375,000 | 72,766,000 |
| Noninterest-bearing deposits | 8,246,000 | 7,674,000 |
| Equity capital | 6,165,000 | 6,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 771,000 | 1,581,000 |
| Interest expense | 346,000 | 688,000 |
| Net interest income | 425,000 | 893,000 |
| Noninterest income | 37,000 | 75,000 |
| Noninterest expense | 478,000 | 914,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -16,000 | 54,000 |
| Income tax | -16,000 | -8,000 |
| Net income | 0 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,736,000 | 8,769,000 |
| Total capital | 8,992,000 | 9,025,000 |
| Risk-weighted assets | 43,733,000 | 44,878,000 |