Call reports 2018
ROOT RIVER STATE BANK — 2018
What ROOT RIVER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,556,000 | 67,346,000 | 69,318,000 | 68,687,000 |
| Total loans | 36,469,000 | 37,371,000 | 37,701,000 | 35,710,000 |
| Allowance for loan losses | 245,000 | 246,000 | 247,000 | 247,000 |
| Securities available for sale | 13,891,000 | 13,638,000 | 12,849,000 | 13,124,000 |
| Securities held to maturity | 10,792,000 | 10,442,000 | 9,944,000 | 9,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,273,000 | 59,250,000 | 61,112,000 | 60,369,000 |
| Interest-bearing deposits | 53,636,000 | 54,624,000 | 56,489,000 | 55,591,000 |
| Noninterest-bearing deposits | 4,638,000 | 4,626,000 | 4,623,000 | 4,777,000 |
| Equity capital | 8,204,000 | 8,053,000 | 8,101,000 | 8,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,074,000 | 1,613,000 | 2,171,000 |
| Interest expense | 45,000 | 92,000 | 149,000 | 225,000 |
| Net interest income | 483,000 | 982,000 | 1,464,000 | 1,946,000 |
| Noninterest income | 30,000 | 62,000 | 93,000 | 123,000 |
| Noninterest expense | 442,000 | 906,000 | 1,338,000 | 1,757,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 138,000 | 219,000 | 312,000 |
| Income tax | 7,000 | 10,000 | 18,000 | 34,000 |
| Net income | 64,000 | 128,000 | 201,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,393,000 | 8,242,000 | 8,305,000 | 8,507,000 |
| Total capital | 8,638,000 | 8,488,000 | 8,552,000 | 8,754,000 |
| Risk-weighted assets | 41,073,000 | 41,620,000 | 44,450,000 | 40,202,000 |