Call reports 2017
ROOT RIVER STATE BANK — 2017
What ROOT RIVER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,572,000 | 68,612,000 | 68,688,000 | 68,500,000 |
| Total loans | 36,749,000 | 37,911,000 | 37,678,000 | 36,127,000 |
| Allowance for loan losses | 243,000 | 244,000 | 244,000 | 245,000 |
| Securities available for sale | 13,629,000 | 13,496,000 | 13,933,000 | 14,913,000 |
| Securities held to maturity | 12,284,000 | 11,916,000 | 11,394,000 | 11,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,015,000 | 57,819,000 | 60,288,000 | 60,197,000 |
| Interest-bearing deposits | 55,288,000 | 53,003,000 | 54,879,000 | 54,657,000 |
| Noninterest-bearing deposits | 4,727,000 | 4,816,000 | 5,409,000 | 5,540,000 |
| Equity capital | 8,020,000 | 8,219,000 | 8,278,000 | 8,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,087,000 | 1,620,000 | 2,156,000 |
| Interest expense | 41,000 | 86,000 | 128,000 | 168,000 |
| Net interest income | 493,000 | 1,001,000 | 1,492,000 | 1,988,000 |
| Noninterest income | 36,000 | 69,000 | 97,000 | 130,000 |
| Noninterest expense | 417,000 | 846,000 | 1,267,000 | 1,694,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 225,000 | 323,000 | 425,000 |
| Income tax | 21,000 | 43,000 | 59,000 | 44,000 |
| Net income | 91,000 | 182,000 | 264,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,982,000 | 8,073,000 | 8,132,000 | 8,271,000 |
| Total capital | 8,225,000 | 8,317,000 | 8,376,000 | 8,516,000 |
| Risk-weighted assets | 41,395,000 | 42,145,000 | 41,944,000 | 40,930,000 |