Call reports 2008
ROOT RIVER STATE BANK — 2008
What ROOT RIVER STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 57,807,000 | 58,621,000 | 60,872,000 | 58,796,000 |
| Total loans | 42,895,000 | 43,272,000 | 42,845,000 | 41,953,000 |
| Allowance for loan losses | 460,000 | 460,000 | 357,000 | 357,000 |
| Securities available for sale | 8,279,000 | 7,796,000 | 9,114,000 | 8,726,000 |
| Securities held to maturity | 1,221,000 | 1,036,000 | 1,028,000 | 607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,331,000 | 52,265,000 | 54,301,000 | 52,303,000 |
| Interest-bearing deposits | 49,054,000 | 49,574,000 | 52,085,000 | 49,517,000 |
| Noninterest-bearing deposits | 2,277,000 | 2,691,000 | 2,216,000 | 2,786,000 |
| Equity capital | 6,158,000 | 6,156,000 | 6,312,000 | 6,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,696,000 | 2,545,000 | 3,355,000 |
| Interest expense | 325,000 | 619,000 | 897,000 | 1,156,000 |
| Net interest income | 525,000 | 1,077,000 | 1,648,000 | 2,199,000 |
| Noninterest income | 38,000 | 79,000 | 128,000 | 170,000 |
| Noninterest expense | 481,000 | 998,000 | 1,495,000 | 1,995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 158,000 | 281,000 | 374,000 |
| Income tax | 24,000 | 36,000 | 31,000 | 57,000 |
| Net income | 58,000 | 122,000 | 250,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,102,000 | 6,166,000 | 6,294,000 | 6,361,000 |
| Total capital | 6,562,000 | 6,628,000 | 6,651,000 | 6,718,000 |
| Risk-weighted assets | 41,786,000 | 43,148,000 | 42,486,000 | 40,925,000 |
Machine access — free, no API key
Every figure shown here about ROOT RIVER STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.