Call reports 2016
CHASE BANK USA, NATIONAL ASSOCIATION — 2016
What CHASE BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,919,515,000 | 146,939,176,000 | 130,692,716,000 | 136,183,685,000 |
| Total loans | 94,241,739,000 | 97,510,082,000 | 100,387,868,000 | 105,938,435,000 |
| Allowance for loan losses | 2,671,265,000 | 2,750,265,000 | 2,924,265,000 | 2,992,265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,446,827,000 | 60,831,222,000 | 28,139,292,000 | 35,419,443,000 |
| Interest-bearing deposits | 58,194,002,000 | 60,579,516,000 | 27,882,241,000 | 35,147,873,000 |
| Noninterest-bearing deposits | 252,825,000 | 251,706,000 | 257,051,000 | 271,570,000 |
| Equity capital | 28,753,641,000 | 29,200,415,000 | 29,404,369,000 | 29,754,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,609,995,000 | 5,173,679,000 | 7,812,869,000 | 10,577,199,000 |
| Interest expense | 179,325,000 | 450,895,000 | 738,764,000 | 1,039,522,000 |
| Net interest income | 2,430,670,000 | 4,722,784,000 | 7,074,105,000 | 9,537,677,000 |
| Noninterest income | 633,608,000 | 1,227,984,000 | 1,706,359,000 | 1,843,197,000 |
| Noninterest expense | 1,741,696,000 | 3,302,819,000 | 4,999,937,000 | 6,395,061,000 |
| Provision for loan losses | 594,663,000 | 1,314,486,000 | 2,109,453,000 | 2,850,239,000 |
| Pretax income | 727,919,000 | 1,333,463,000 | 1,671,074,000 | 2,135,574,000 |
| Income tax | 342,676,000 | 501,338,000 | 634,688,000 | 778,730,000 |
| Net income | 385,243,000 | 832,125,000 | 1,036,386,000 | 1,356,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,942,775,000 | 16,457,164,000 | 16,597,453,000 | 16,784,049,000 |
| Total capital | 21,855,615,000 | 22,419,788,000 | 22,601,869,000 | 22,861,604,000 |
| Risk-weighted assets | 99,342,114,000 | 103,322,298,000 | 106,506,911,000 | 112,297,161,000 |