Call reports 2015
CHASE BANK USA, NATIONAL ASSOCIATION — 2015
What CHASE BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,341,198,000 | 147,062,296,000 | 145,519,104,000 | 149,425,754,000 |
| Total loans | 96,856,073,000 | 98,504,471,000 | 96,601,102,000 | 100,358,929,000 |
| Allowance for loan losses | 2,714,263,000 | 2,691,863,000 | 2,697,858,000 | 2,697,858,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,000 | 7,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,632,656,000 | 61,053,145,000 | 60,474,491,000 | 64,965,040,000 |
| Interest-bearing deposits | 54,398,172,000 | 60,770,457,000 | 60,158,045,000 | 64,686,147,000 |
| Noninterest-bearing deposits | 234,484,000 | 282,688,000 | 316,446,000 | 278,893,000 |
| Equity capital | 27,911,388,000 | 28,020,827,000 | 28,073,559,000 | 28,341,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,505,189,000 | 4,985,977,000 | 7,589,665,000 | 10,228,095,000 |
| Interest expense | 112,916,000 | 250,331,000 | 395,183,000 | 543,832,000 |
| Net interest income | 2,392,273,000 | 4,735,646,000 | 7,194,482,000 | 9,684,263,000 |
| Noninterest income | 692,489,000 | 1,477,030,000 | 2,165,321,000 | 2,839,933,000 |
| Noninterest expense | 1,492,643,000 | 3,141,943,000 | 4,793,687,000 | 6,516,964,000 |
| Provision for loan losses | 644,034,000 | 1,251,317,000 | 1,849,042,000 | 2,448,269,000 |
| Pretax income | 948,085,000 | 1,819,416,000 | 2,717,074,000 | 3,558,963,000 |
| Income tax | 335,685,000 | 596,878,000 | 941,660,000 | 1,265,844,000 |
| Net income | 612,400,000 | 1,222,538,000 | 1,775,414,000 | 2,293,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,831,793,000 | 15,002,223,000 | 15,255,697,000 | 15,418,792,000 |
| Total capital | 20,761,046,000 | 20,952,639,000 | 21,201,080,000 | 21,418,234,000 |
| Risk-weighted assets | 99,985,738,000 | 101,770,907,000 | 101,533,334,000 | 105,807,093,000 |